Best 0% intro APR credit cards of July 2026: Introductory APRs until 2026
Find a top 0% intro APR credit card in 2025 to help finance big purchases and manage debt without paying interest with Bankrate.
Ana Staples is a lead reporter at Bankrate and writes about credit cards and credit advice. She entered the credit industry contracting with Experian in 2019, where Ana wrote articles for the bureau’s blog. Since then, she has written about credit cards and other personal finance topics for numerous publications, including CNBC Select, Buy Side from WSJ and CNET.
Ana believes a credit card can be a tool that can help you improve your financial well-being—if you maintain healthy credit habits. Her mission is to empower her readers to do just that. She has developed her expertise by closely monitoring industry trends and consumer behavior, as well as connecting with experts. For her articles, she speaks with professionals at card issuers, credit bureaus and other agencies.
As a Bankrate expert, Ana has been featured on Business Insider, Bloomberg QuickTake, and CNBC, along with TV and radio stations across the country talking about credit trends, credit card products, and personal finance.
Ana loves to say that personal finance is personal. A single solution that applies to every situation doesn’t exist. Neither does a credit card that’s perfect for everyone or a universal budget. While it’s important to know and implement the best practices, it’s also crucial to remember that every situation is unique.
“We all live in our own money worlds,” Ana says. “Women and men inhabit different financial universes. So do Gen Z and baby boomers, big city dwellers and those in rural communities, single people and married couples. Different sets of values and circumstances dictate our financial lives. Be discerning in the personal finance advice you choose to follow and how you apply it.”
I share the advice I wish someone had shared with me a long time ago. I want my reader to find my words when they're most needed… and be able to make a better-informed financial decision because of something I've written. That's what keeps me going.
— Ana Staples
Find a top 0% intro APR credit card in 2025 to help finance big purchases and manage debt without paying interest with Bankrate.
Compare all American Express credit card offers available at Bankrate.com. Read advice on top Amex cards and find the one that's right for you.
Put money back in your wallet on each eligible purchase using the best cash back credit cards available from Bankrate's partners.
Are you looking for a temporary break from APR on existing debt? One of the balance transfer credit card offers available on Bankrate could help you pay down balances, improve your credit score and save on interest charges — plus, some earn great rewards.
Here are the best credit cards with no annual fee. Read reviews from personal finance experts and compare offers from our partners to find the best card for you.
The best credit cards with no foreign transaction fees are good for more than just travel. Shoppers and business owners can also save on overseas purchases with one of our top-rated cards.
Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a leader in personal finance advice, help you find the best credit card today.
A HELOC is a second mortgage that uses your home as collateral to let you borrow up to a certain amount over time. To find the best lender for your needs, explore Bankrate's list of best lenders to compare before making a decision.
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