Best credit card rewards programs in 2026
Read Bankrate’s list of the best credit card rewards programs for 2026.
Brooklyn Lowery is a Senior Editor for Bankrate. She has more than 20 years of journalism experience and has spent the past decade helping everyday consumers approach their personal finance decisions with confidence. She is passionate about highlighting the common experiences people navigate when managing their personal finances and making decisions for their lives and families. She focuses on helping those people make informed, confident decisions that help them to thrive. She has provided expert commentary on personal finance for numerous outlets including The Wall Street Journal, Kiplinger, Forbes and many others.
In her spare time, Brooklyn enjoys dreaming of and planning her family’s next rewards travel adventure, playing with her two kids, taking nightly walks, tending her plants (indoors and out) or exploring the city with her husband. She’s a 2004 graduate of Auburn University and remains an avid Auburn Tigers fan as well as a diehard Boston Red Sox devotee.
Personal finances are unique to each individual and family and, unfortunately, not everyone starts at the same place. But no matter where you start, today is a good day to take control of your financial future. Understanding how your money works for you helps you make wise decisions — and gives you options — about how to make it work harder going forward. You can't control all of the circumstances that impact your money, so use good information to control whatever you can.
Rising prices have definitely made it more difficult to get ahead, but a credit card can be a valuable tool when it comes to saving money or getting free stuff.
Credit bureaus don’t automatically receive your rental payment history, but reporting your rent may help boost your credit score.
Here’s what the limited time Sapphire bonus can do for you.
Length of credit history is a minor credit score factor, but still packs a punch.
Earn credit card rewards on spending you’re already doing.
Consider the Chase Freedom Flex if you want optimal rewards with no annual fee.
The Amex Business Gold Card offers flexible rewards and great redemptions. Here’s why I love it.
Ink Business Cash offers up to 5 percent cash back in popular business categories.
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