Discover
Discover, though known for its credit cards, also offers a range of personal loans with flexible repayment terms, no processing fees and low APRs.
Denny Ceizyk is a former senior writer for Bankrate, where he provided 30 years of insight from his experience in loan sales and as a personal finance writer to help consumers navigate the lending landscape on their financial journeys. Denny’s background in mortgage lending gives him unique insight into how consumer’s financial decisions — especially related to how they manage credit — affect their successes throughout their financial lifetimes.
Denny’s transition into personal finance writing started when he joined forces with a government housing agency during the housing meltdown to educate consumers about how to avoid foreclosure. He began to expand that writing into the personal finance space on a freelance basis and has since been featured in the New York Post, MarketWatch, Debt.com, Cheddar and regional radio stations.
When he’s not working, he’s spending time with his family where he might be out by the barn walking his dogs, Elvis and Emmy. If you’re in Nashville, you might catch him playing in a songwriting round, and might even hear one of his songs in an upcoming Hallmark movie.
Every loan decision you make can have a ripple effect on your future financial condition. I saw that firsthand when I processed mortgage loans early in my mortgage career. One wrong decision often meant the difference between approval and denial. Throughout my career, I found the “wrong” financial decision is usually more of an “I didn’t know” decision, and my goal is to provide consumers with the depth of knowledge they need to make informed borrowing choices.
Discover, though known for its credit cards, also offers a range of personal loans with flexible repayment terms, no processing fees and low APRs.
PenFed is a credit union that offers loans for new and used car loans, auto refinance loans and lease buyout loans.
Universal Credit personal loans are best for borrowers who are wanting to streamline the debt consolidation process.
Splash Financial is a personal loan marketplace connecting borrowers to banks and credit unions across the U.S.
Sezzle offers buy now, pay later loans that allow you to pay down a purchase in four payments over six months.
Rocket Loans has fast funding, although it does charge origination fees.
Possible Finance is best for borrowers who have little credit history but are financially stable to ensure timely payments.
LendingPoint targets customers with below-average credit interested in taking out personal loans of up to $36,500.
We appreciate your feedback
Thank you for taking the time to share your experience.