Emmanuel Nyame
- Social Impact Entrepreneurship
- Economic & Public Policy
- Social & Consumer Finance
- Startups & Small Business
- Financial Planning & Budgeting
- Certificate in Journalism, New York University
- Certified Project Manager, PMP, Project Management Institute
- BA Economics with Mathematics, University of Ghana
Emmanuel Nyame is a member of Bankrate’s Financial Expert Review Board and CEO of Twelvenets, leading campaigns that drive community and economic growth.
With a background in economics and 16 years of experience, He spent his formative years serving business accelerators and venture capital firms, helping prepare startups for funding opportunities, including through SXSW’s Pitch program, whose finalists have raised over $23.2 billion since 2009. He also serves as a Global Communications and Engagement Specialist at the United Nations Foundation. He has led campaigns and corporate match-donation efforts, raising over $7 million for social impact initiatives.
He is a FERD’s List Europe honoree and two-time nominee for the Global Business Hall of Fame. His success in launching and effectively running a student loan campaign in high school through the Junior Achievement Company Program influenced his career path.
As a Bankrate expert reviewer, Emmanuel provides insights on social and consumer finance, economic policy, and financial planning, helping readers navigate key financial decisions with clarity and impact.
Finance is more than numbers—it’s a tool for empowerment. The right financial decisions can turn ideas into impact and vision into lasting change.
— Emmanuel Nyame
Emmanuel's latest articles
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College graduate salaries: 2025 projections
Knowing the average starting salary of college graduates can help you decide whether your program is worth it.
6 min read Jun 02, 2025 -
What is a CD loan and how can I apply for one?
A CD serves as collateral for this loan, but watch for restrictions.
6 min read Jun 02, 2025 -
Best personal loans with no prepayment penalty
A personal loan with no repayment penalty can be a much more affordable option than short-term loans.
5 min read Jun 02, 2025 -
Best low-interest business loans for bad credit
Business owners with bad credit can still access low-interest loans.
8 min read May 29, 2025 -
As federal agencies slash staff, here’s how student loan borrowers can advocate for themselves
Watch your student loans and know where to report problems.
5 min read May 29, 2025 -
How much should I save each month?
The amount of money you should save each month will vary based on your goals. Here’s what to know.
5 min read May 29, 2025 -
Bigger isn’t always better for homebuyers facing rising costs
The stats look bleak, but experts caution that if you can afford to buy, getting a smaller home is better than waiting on the sidelines.
3 min read May 28, 2025