Applying for the wrong credit cards can just make bad credit worse
Here’s what happens and what you can do when you apply for the wrong credit card.
7 min read
Aug 26, 2024
Erik J. Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Mortgages
- Housing market
- Home improvement
- Credit cards
EDUCATION
- Bachelor of Arts, Loyola University Chicago
- Dale Carnegie Training
Erik J. Martin is a contributor to Bankrate covering personal finance, including mortgages, the housing market, home improvement and credit cards. Based in the Chicago area, he is host of the “Cineversary” podcast and blogs on Cineversegroup.com and Martinspiration.com.
In addition to Bankrate, Martin has contributed to AARP The Magazine, Tte Chicago Tribune, Reader’s Digest, The Costco Connection and USAA, among other outlets.
Erik J.'s latest articles
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Getting a mortgage after bankruptcy: What you need to know
It’s not easy, but if you are prepared for extra hurdles, it can happen.
7 min read Apr 04, 2024 -
Should I put medical bills on a credit card?
Medical bills can be overwhelming, but credit cards may not be the solution.
6 min read Oct 26, 2023 -
72% of higher earners are in credit card debt for at least a year: What is the best way to attack your credit card debt?
As surprising as it sounds, high earners tend to carry debt longer. Here’s why.
6 min read Sep 27, 2023 -
Early holiday shopping tips for budgeting and avoiding shipping delays
Holiday sales start earlier each year. Can shopping now get you the best bargains?
6 min read Sep 26, 2023 -
New York housing market: Everything you need to know
There’s much more to the New York housing market than just NYC.
5 min read Sep 11, 2023 -
How Gen Xers can conquer their credit card debt
Many Gen Xers are struggling with credit card debt. Here’s how they can get out.
6 min read Aug 25, 2023 -
Debit or credit cards for kids: A guide for parents
Is your child ready for a kid’s credit card or kid’s debit card? Here’s how to know.
8 min read Jul 05, 2023