Ramp Business Card review
This no-personal-guarantee business card is great for expense tools, but you might look elsewhere for deeper rewards.
Ryan Flanigan is a former Bankrate credit cards writer and Certified Credit Counselor with the National Association of Certified Credit Counselors. He has more than 10 years of experience using credit cards to help people reach their travel goals. Before he began writing about maximizing credit card points, Ryan performed worldwide as an entertainer, which grew his love of travel.
Before Bankrate, Ryan spent the past three years as a freelance writer for AwardWallet and Miles To Memories, discussing beginning to advanced strategies.
In his free time, he enjoys traveling with his family, watching sports and creating memories with his son.
Don’t be afraid of using credit cards to help put money back in your pocket. Whether in miles, points, or cash back, as long as you have the discipline to use credit cards responsibly, you can reap significant rewards to make your dreams come true.
My miles and points philosophy can be summed up in three words — earn and burn.
— Ryan Flanigan, CCC
This no-personal-guarantee business card is great for expense tools, but you might look elsewhere for deeper rewards.
Other student and secured cards are probably better options in order to avoid the limited rewards and slew of fees buried in this card’s terms.
Often offering generous welcome offers, no annual fees and competitive rewards rates, the flexibility and convenience you can get out of a Bank of America business card is hard to miss.
It’s one of the best no-annual-fee cards for low rates and fees, cash back, first-year value and customer service if you don’t mind rotating categories.
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The Chase Freedom Unlimited revamped limited-time offer is much easier to earn.
Use these cards to make business purchases without the added fee.
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