Yuliya Goldshteyn

About the author

Yuliya Goldshteyn is a former Bankrate deposits editor with broad knowledge of consumer banking products, including high-yield savings accounts, checking accounts, certificates of deposit and bank bonuses. She joined Bankrate in 2024 after spending three years covering all aspects of consumer banking at NerdWallet. Yuliya is passionate about extolling the virtues of high-yield savings accounts, helping readers identify the perfect checking account for their daily needs and generally helping people feel confident in their banking decisions. 

Yuliya is based in Portland, Oregon. When she’s not scouring the fine print of deposit agreements, she can be found hiking around the local stratovolcanoes, printing greeting cards on her antique letterpress and painting extremely simple watercolor landscapes.

How I think about money

I like to keep my banking life simple because with two little kids and a never-ending pile of laundry to do, I just don’t have the time to fuss. This means that I don't spend time hunting for the highest possible return on my savings. Instead, I have an account at a bank I like that has a solid history of offering a good APY. This way, I know my savings are always working for me without adding any extra work for me.