Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should save. But understanding why can make the habit stick. Saving isn’t just about “being responsible” — it’s about control, opportunity, and peace of mind. Here are seven [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/04/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.80^%_APY

National Average

0.61^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Stephen Kates, CFP

Bankrate Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Cashier and customer wear face masks at a store during the pandemic

More than 3 in 5 Americans are worried about their incomes over the next six months.

The savings account has always been a time-tested standby. Here’s why it still matters.

Illustration of Capitol Hill rotunda and coronavirus stimulus checks

Most plan to spend their stimulus funds on necessities, not on shopping, dining or traveling.

Woman voting in a face mask at the polls

In this election, many young voters remain unsure about at least one key issue.

Here’s how to optimize your saving strategy in a tough economy.

A picture of the coronavirus on a blue background

Half of those same households report having taken on more debt.

A woman looking at Ally Bank's new savings tools.

Here’s what the online bank is offering to help customers boost their savings and meet financial goals.

Dad and son doing dishes in kitchen | Hero Images/Getty Images

A new Bankrate survey also finds 1 in 4 Americans is open to buying a home in 2017.

How Reg. D impacts your savings account and why it pays to check with your bank.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

A graphic with a pale yellow background and a darker yellow circle in the center. There is a red line trending up and to the right, with a piggy bank that has coins falling into it in front of that.

Expect yields to continue trending downward in 2026.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Young woman calculating her finances while sitting with her laptop.

Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

The best account to save your money will vary by your goal.

Over time, ATM fees have climbed. Here’s what you need to know.

Setting aside pretax dollars in an HSA can help you defray future medical costs.

Young Woman Checking Her Finances At Home

Finding the account number on a check is easy — if you know where to look.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

How Reg. D impacts your savings account and why it pays to check with your bank.

woman holding a child and working online at home

Being able to open a checking and savings account can help build financial security.

ATMs are useful for depositing money, checking your balance, and more, but be aware of possible issues that may arise.

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Here’s how much $10,000 in a high-yield savings account can earn you.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles

Help us shape the future of personal finance