Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
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- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
An ATM card looks like a debit or credit card, but it serves a different function.
If your card doesn’t match your needs, consider switching cards with your issuer.
Call your card issuer if you want a lower interest rate, and be ready to negotiate.
Giving card info to a trusted app is generally secure but still comes with risk.
If you need to pay for surprise medical expenses with credit, make sure to pick the right card and pay off your medical debt as quickly as you can.
Pending credit card transactions may take a few days depending on the merchant.
What you need to know about listing income on your credit card application
Your credit card’s 15- or 16-digit number helps authenticate transactions.