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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

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How to calculate if the costs outweigh the benefits.
A mom with her children outside
Some key facts and figures everyone who has a house should know.
HELOC is not interest only forever
It lets you make minimal monthly repayments for a while. But it could shock you at the end.
home equity loans better than helocs
Reasons why more borrowers are opting for the fixed-rate loan over its credit-line cousin.
A roundup of the week’s top stories in home equity, mortgages and real estate.
home equity options
Not all equity-tapping methods are created equal.
home equity myths
We separate the fact from fiction when it comes to using your homeownership stake.
A stylized two-story house with a fan of money behind it and a piece of paper in front with a dollar sign on it and a blue question mark next to the paper.
The spending doesn’t end when you buy a home. Here’s what to expect to pay for upkeep.
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