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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

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4.7
Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Writer and Consumer Lending Analyst

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Senior Loans Writer

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Senior Loans Writer

The latest

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In 2025, rates remain high amid economic uncertainty.
Average personal loan interest rates hover around 11 to 12 percent in late 2023.
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Establish a financial plan with your significant other prior to tying the knot.
A maze made of money
Don’t fall for personal loan misconceptions.
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Your interest rates influence your debt.
Author Denny Ceizyk with money falling behind him on a blue background with a half moon light blue design
Loans salespeople fit into three categories each with their own tactics.
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Three women share how a personal loan helped them manage debt and increase savings.
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Basic classroom necessities have fallen victim to higher costs — is BNPL a solution?
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