Buying A Home
Buying a home is a big step. Here is advice, rates and more to buy the home of your dreams.
Latest Articles
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Experts: Making mortgage giants private could help some homebuyers, hurt others
What could happen to mortgages and rates if Fannie Mae and Freddie Mac exit conservatorship?
2 min read Feb 05, 2025 -
As mortgage insurance gets cheaper, PMI becomes less of ‘a dirty word’
Mortgage borrowers with low down payments are paying less for that ri
3 min read Jan 07, 2025 -
Forecast: Mortgage rates to settle in 2025
Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to mortgage rates in 2025.
3 min read Jan 02, 2025 -
Mortgage approval may get a little easier in 2025
Changes to Fannie Mae’s criteria may open a pathway to homeownership for some buyers.
5 min read Dec 13, 2024 -
Even with pay raises, younger homebuyers struggle with affordability
Even with a pay raise, homeownership has moved further out of reach for younger generations.
5 min read Dec 09, 2024 -
Homeownership is getting unaffordable for the middle class
A key part of the American Dream grows out of reach for many.
7 min read Nov 21, 2024 -
Can you buy a home while carrying credit card debt?
You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.
4 min read Nov 04, 2024 -
The secret to getting a mortgage as a single person: Your lender
Is it harder to get a mortgage if you’re single?
4 min read Jul 08, 2024 -
Advantages and disadvantages of having a mortgage
To mortgage or not to mortgage? Here’s what to consider.
7 min read Jun 27, 2024 -
I chose this type of mortgage lender to buy my first home — and it was the best decision I made
Bankrate editor Laurie Richards shares why she worked with a local mortgage lender to buy her first home.
4 min read Jun 20, 2024