Should you give income updates to your credit card issuers?
If your credit card issuer asks for an income update, you can choose how to respond.
5 min read
Jul 01, 2025
Erik J. Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Mortgages
- Housing market
- Home improvement
- Credit cards
EDUCATION
- Bachelor of Arts, Loyola University Chicago
- Dale Carnegie Training
Erik J. Martin is a contributor to Bankrate covering personal finance, including mortgages, the housing market, home improvement and credit cards. Based in the Chicago area, he is host of the “Cineversary” podcast and blogs on Cineversegroup.com and Martinspiration.com.
In addition to Bankrate, Martin has contributed to AARP The Magazine, Tte Chicago Tribune, Reader’s Digest, The Costco Connection and USAA, among other outlets.
Erik J.'s latest articles
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2025 Q3 housing market trends: Hot temperatures bring a cooler market
The housing market in Q3 2025 is unlikely to bring lower home prices.
5 min read Jul 01, 2025 -
What is the Home Mortgage Disclosure Act (HMDA)?
It’s a way that you can get a sense of how a lender treats borrowers like you.
3 min read Jul 01, 2025 -
How to change the name on your credit card
Reach out to your credit card issuer to request a name change on your card.
6 min read Jun 30, 2025 -
Credit card hacks that don’t actually work
Credit card hacks are popular, but do they actually work? Here’s what to know.
7 min read Jun 27, 2025 -
Should you use a HELOC as an emergency fund? Here are the pros and cons
Why not keep a home equity line of credit in reserve for a rainy day?
7 min read Jun 27, 2025 -
How to access your home equity
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
10 min read Jun 16, 2025 -
How and when to refinance your HELOC
Your payments could go up drastically once the draw period ends. Here’s how to cope.
8 min read Jun 16, 2025