What is a fixed-rate HELOC, and how do they work?
Traditional HELOCs come with variable interest rates, but it’s also possible to fix your rate.
5 min read
Oct 15, 2025
Mia Taylor
Contributing Writer
EXPERTISE
- Real estate and mortgages
- Consumer loans
- Small business loans
- Home equity loans
- Insurance
- Credit cards
EDUCATION
- Master's degree in Journalism and Media Studies, San Diego State University
Mia Taylor is a contributor to Bankrate and an award-winning journalist who has two decades of experience. She has worked as a staff reporter or contributor for some of the nation's leading newspapers and websites including The Atlanta Journal-Constitution, the San Diego Union-Tribune, TheStreet, MSN and Credit.com.
Mia's latest articles
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What to do if you inherit a house with a mortgage
The mortgage still needs to be paid, whether you plan to keep the home or not.
6 min read Oct 02, 2025 -
Mortgage application: What’s included and tips to prepare
A mortgage application includes everything the lender needs to know to approve or deny your loan.
5 min read Sep 26, 2025 -
What kinds of documents are needed to sell a house?
A lot of paperwork is involved in a home sale.
4 min read Sep 16, 2025 -
What happens if your cosigner dies before your car loan is paid off?
If your loan cosigner dies, you’ll take on full responsibility for the loan.
4 min read Sep 15, 2025 -
Key mortgage terms to know: A guide to commonly used phrases
From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
13 min read Sep 10, 2025 -
What is Fannie Mae? And how does it work?
This government-sponsored enterprise helps maintain liquidity in the mortgage market.
5 min read Sep 04, 2025 -
Complete costs of buying a house, from down payment to maintenance (and more)
The true cost of buying a house goes far beyond just your down payment.
8 min read Aug 27, 2025