Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/04/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/04/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
4.05%APY
VS
National Average
0.44%APY
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- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
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Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
$10,000 high-yield savings vs. $10,000 money market account: Here’s which earns more
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Lay away cash for an emergency or short-term goals with a money market mutual fund.
These tips can help you manage your money more wisely and make you a bit richer.
How Reg. D impacts your savings account and why it pays to check with your bank.
Here’s how much $10,000 in a high-yield savings account can earn you.
Single people and young families tend to have significantly less saved.
Experian’s new savings account has a yield based on membership tier and no minimum deposit.
Comparing savings rates can ensure you get the best return on your savings.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
Here’s how to determine the amount to put in savings — and what to do with the rest.
A majority (81%) of Americans did not increase their emergency savings this year
Finding the account number on a check is easy — if you know where to look.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
How Reg. D impacts your savings account and why it pays to check with your bank.
Being able to open a checking and savings account can help build financial security.
ATMs are useful for depositing money, checking your balance, and more, but be aware of possible issues that may arise.
Here’s how much $10,000 in a high-yield savings account can earn you.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
Single people and young families tend to have significantly less saved.
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