Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
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Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
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How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/04/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/04/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.49%APY
VS
National Average
0.45%APY
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
Expect savings and money market account yields to slide lower this year, but they still should outpace inflation, according to the latest forecast from Bankrate chief financial analyst Greg McBride. McBride [...]
Here’s how to respond to lower rates if you’re in the market for a CD or savings account.
One Bankrate experts suggest deposit yields may be close to bottoming out.
Consumers get more access to their savings at a time when they may urgently need it.
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
Comparing savings rates can ensure you get the best return on your savings.
The best account to save your money will vary by your goal.
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
High-yield savings rates fluctuate over time. Let’s explore what causes that.
The top high-yield savings accounts are currently earning APYs of 5 percent and greater.
Savers can stash their cash in a brokerage these days to rack up returns.
Interest is the price you pay to borrow money or the cost you charge to lend money.
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Comparing savings rates can ensure you get the best return on your savings.
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