Skip to Main Content

Banking News

The latest in banking news, surveys and statistics from our Bankrate experts.

Money Bag Icon
CD rates
Savings Rate Icon
High yield savings
Rates Icon
Money market rates
Dollar Icon
Checking accounts
Bank With Star Icon
Bank reviews

Recommended reading

Bankrate’s 2026 Annual Emergency Savings Report

Banking
A majority (81%) of Americans did not increase their emergency savings this year
By Karen Bennett
10 min read
Woman watering plants.

Current CD rates for March 2026

Banking
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
By Karen Bennett
3 min read
A graphic with a pale yellow background and a darker yellow circle in the center. There is a red line trending up and to the right, with a piggy bank that has coins falling into it in front of that.

Savings and money market account rates forecast for 2026: Rates will continue to slide but remain ahead of inflation

Banking
Expect yields to continue trending downward in 2026.
By Karen Bennett
4 min read

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Stephen Kates headshot

Stephen Kates, CFP Arrow Right Icon

Bankrate Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

Smiling father holds smiling daughter on his lap while looking at a computer

Experian launches savings account for its members

Experian’s new savings account has a yield based on membership tier and no minimum deposit.
Feb 13, 2026

Bankrate’s 2026 Annual Emergency Savings Report

A majority (81%) of Americans did not increase their emergency savings this year
Feb 04, 2026
Jerome Powell, chairman of the US Federal Reserve, during a news conference following a Federal Open Market Committee (FOMC) meeting in Washington, DC.

The Fed didn’t cut interest rates. Here are 5 things to watch next.

The big question: How long will the Fed be on hold?
Jan 28, 2026
Federal Reserve Eccles Building illustration

Fed’s interest rate history: The federal funds rate from 1981 to the present

Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Jan 28, 2026
Illustration of a US Federal Reserve ink stamp

6 key ways the Federal Reserve impacts your money

Every financial decision you make is impacted by the Federal Reserve.
Jan 26, 2026
Jerome Powell in front of interest rate graphic

How many rate cuts in 2026? These mounting pressures will put the Fed at a crossroads this year 

A complicated U.S. economy. Stubborn inflation and a jobless boom. Unprecedented conflict with the president. Personnel changes, and a new Fed chair. Federal Reserve officials are no stranger to difficult [...]
Jan 26, 2026
Illustration of Fed Chair Jerome Powell with a now hiring sign in the background.

From AI bubble fears to the job market’s ‘Great Freeze’: Economists answer your biggest questions about 2026

The U.S. may dodge a recession, but experts aren’t denying it: Something feels off.
Jan 12, 2026
A graphic with a pale yellow background and a darker yellow circle in the center. There is a red line trending up and to the right, with a piggy bank that has coins falling into it in front of that.

Savings and money market account rates forecast for 2026: Rates will continue to slide but remain ahead of inflation

Expect yields to continue trending downward in 2026.
Jan 06, 2026
A young man uses an ATM.

How much are ATM fees?

Over time, ATM fees have climbed. Here’s what you need to know.
Mar 04, 2026
A little girl gets a vaccination.

Health savings account pros and cons

Setting aside pretax dollars in an HSA can help you defray future medical costs.
Mar 04, 2026
Young Woman Checking Her Finances At Home

Where is the account number and routing number on a check?

Finding the account number on a check is easy — if you know where to look.
Mar 04, 2026
close up of hands signing a check

How to write a check: A step-by-step guide

Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Mar 04, 2026
Woman online banking with a tablet

Regulation D and savings account withdrawal limits – here’s what changed

How Reg. D impacts your savings account and why it pays to check with your bank.
Mar 04, 2026
woman holding a child and working online at home

How non-US citizens can open a bank account

Being able to open a checking and savings account can help build financial security.
Mar 04, 2026
man using an atm

Automated teller machine (ATM): What it is and how to use one

ATMs are useful for depositing money, checking your balance, and more, but be aware of possible issues that may arise.
Mar 03, 2026
Illustration of cash under a beach umbrella

Here’s how much $10,000 in a high-yield savings account could earn you in 1 year

Here’s how much $10,000 in a high-yield savings account can earn you.
Mar 03, 2026
Woman looking at fruit while grocery shopping

Survey: Inflation could remain stuck above Fed’s 2% target until 2025

How hard will the Fed have to push to slow the economy enough?
Oct 10, 2023
Woman covering face with hands. Clouds, caution sign, and cash float cartoonishly behind her

Survey: Odds of a recession by September 2024 fall to 46%

Will a recession not wreck the economy’s party after all — or is it just late?
Oct 10, 2023
Fed Chair Jerome Powell speaks at Fed press conference

Fed leaves interest rates unchanged, sees borrowing costs staying higher for longer

The higher rates rise, the more Fed watchers wonder: Is the Fed about done?
Sep 20, 2023
Aerial view of the houses in the suburban areas in Sayerville, New Jersey, USA

U.S. debt downgrade means mortgages just got more expensive

The downgrade of U.S. debt created one more reason for mortgage rates to stay at a peak.
Aug 03, 2023
Fed Chair Jerome Powell speaks at a press conference after the June rate-setting meeting

Fed hikes interest rates to 22-year high, keeps more increases on the table

The real question is: What will the Fed’s next moves be?
Jul 26, 2023
Young forlorn woman sitting down with a suitcase packed

Younger Americans say they’d do anything from downsizing to buying a fixer-upper just for affordable housing

Hit with mounting housing woes, young people ask: Wait it out or make a sacrifice?
Jul 17, 2023
Man in a yellow construction jacket and hard hat

Survey: Economists see unemployment surging to 4.5% and sharp job growth slowdown

Experts, however, still don’t see a labor market as tough as it was during the pandemic.
Jul 12, 2023
Woman walking throw a bunch of floating produce items and cash

Survey: Higher inflation could persist through at least 2024

While the worst of inflation may be over, the battle hasn’t yet been won.
Jul 12, 2023
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc