Skip to Main Content

Banking News

The latest in banking news, surveys and statistics from our Bankrate experts.

Recommended reading

A majority (81%) of Americans did not increase their emergency savings this year
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Stephen Kates headshot

Stephen Kates, CFP Arrow Right Icon

Bankrate Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

Female hand inserting bank card into ATM
Unbanked households are at record low. Here are the perks of having a bank account.
Female patient paying with credit card at doctor's office front desk
Here’s what you need to know about upcoming changes to Health Savings Accounts.
Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology
Here’s how to determine what a good interest rate is on your deposit accounts.
Bankrate writer Karen Bennett and editor Marc Wojno pose in a selfie at the Money 20/20 conference in Las Vegas.
Banks are working to keep customers safe through AI apps and human interaction.
Senior couple having problem with fraud while online shopping with credit cart using laptop computer
New J.D. Power survey reveals sizable number of bank customers experienced fraud.
Fed chair Jerome Powell makes a speech
The Federal Reserve cut interest rates for the second consecutive meeting but this time by a smaller quarter of a percentage point.
Jerome Powell, Chair of the Federal Reserve of the United States
Follow along as Bankrate’s experts break down the Fed’s next interest rate decision.
A focused mature male freelancer sitting at the wooden table at home and reading online projects on a laptop.
These certificates of deposit (CDs) have no minimum deposit.
banking apps displayed on an iiphone
Can you guess which bank has the most branches in your state?
volunteers at a community event
There are banks aligned with political values, faith and causes. Here’s how to choose.
This old-school way of paying is still in demand. Here’s everything you need to know.
A family sits together at a kitchen table.
Transfer funds to friends and family without leaving the house.
Santa Barbara beach with palm trees and city skyline at sunset, California, USA
California is a large state, and so is your list of banking options in the Golden State. Truth is, there’s no one “best” bank — the best option is the one that fits your specific needs. But we’ve [...]
A young man uses an ATM.
Over time, ATM fees have climbed. Here’s what you need to know.
A little girl gets a vaccination.
Setting aside pretax dollars in an HSA can help you defray future medical costs.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
Exterior of Federal Reserve building
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
Outside of the Federal Reserve building
The Federal Reserve held rates steady at its January 2026 meeting.
Federal Reserve Eccles Building illustration
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
U.S. Federal Reserve Chairman Jerome Powell delivers remarks at a news conference.
The best way for investors to deal with the Fed’s interest rate changes? Focus on your long-term investment plan.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc