Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Black man and woman reviewing papers in their living room with a yellow square border and thin yellow circle behind them
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Andrew pentis headshot

Andrew pentis Arrow Right Icon

Writer and Consumer Lending Analyst

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

An Asian couple pays bills together in the kitchen.
Know the differences between secured and unsecured personal loans helps you choose.
Here’s how to decide which type of unsecured debt is best for your situation.
Man and woman preparing to hang wallpaper
Home improvement loans are worth it if you budget and plan carefully for payments.
A document headed with "refinance" and a calculator
If you’re thinking about refinancing a personal loan, check these factors first.
young white woman with red hair working on laptop in kitchen
Consider the benefits and drawbacks of a credit builder loan before applying.
Hands trading a car key for money
To use your car as collateral for a loan, you must have equity in it.
Using a personal loan for your business has it benefits and drawbacks.
Illustration of a calculator and cash against a green background.
Learn about types of interest and how to calculate how much interest you’ll pay.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc