Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Man and woman sitting with cats near a stack of moving boxes.
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Residential home exterior
Current residential mortgage statistics in the U.S.
Modern residential houses, street view
The reward for stellar credit has narrowed for some borrowers — but are they really paying more?
illustration of two people in boat
With a mortgage partner like HSBC, you can simplify your overseas move.
Placeholder image
Mortgage rates can vary significantly from one loan type to another and by state. Select the mortgage loan type that you are interested in from the list below to start comparing personalized rates from [...]
Rates have taken a tumble this week. But the big question is: Will they bounce back?
Young couple discussing over financial bills while using laptop on sofa
As interest rates rise, so does the disparity in lenders’ quotes.
Minneapolis, Minnesota, Wells Fargo Home Mortgage Company
The banking giant’s retrenchment means less choice for consumers.
Close up of a father playing with his daughters in their new home
As more lenders aim to address the racial housing gap, they offer generous terms. Borrowers still face risks.
Here are the best mortgage lenders for March 2026.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Here are some of the best mortgage lenders in Texas in 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
A father and his young son garden together in their yard.
Refinance lenders will require an appraisal to gauge the market value of your home.
Here are some of the best mortgage refinance lenders in 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are the best mortgage lenders for March 2026.
Here are some of the best mortgage lenders in Texas in 2026.
A woman plays with a child on the lawn in front of a white, two-story house. The image has a purple border.
Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best mortgage refinance lenders in 2026.
A current or veteran military person? Here are the top VA lenders for you.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.