Bankrate's Latest News

A record 62% say pay hasn’t kept up with costs, climbing from 55% in 2022.

Congratulations! Becoming debt-free is a game-changer. Making that last payment on credit cards, student loans or whatever debt burden you carried must have been a huge weight off your shoulders. After [...]

Could record-high levels of home equity be the solution to Americans’ record-high debt levels?

Your bank or credit union may be able to help if you lose your paycheck.

This is the week that was for home equity rates.

Despite a rate cut, mortgage rates have held steady for three straight weeks.

Even though I have enough saved for early retirement, I still worry. As someone with lifelong chronic conditions, I know all too well how healthcare costs can creep up, even when everything else seems [...]

Many Americans will start holiday shopping early and are concerned about high prices.

Experian’s new savings account has a yield based on membership tier and no minimum deposit.

A majority (81%) of Americans did not increase their emergency savings this year

The big question: How long will the Fed be on hold?

Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.

Every financial decision you make is impacted by the Federal Reserve.

A complicated U.S. economy. Stubborn inflation and a jobless boom. Unprecedented conflict with the president. Personnel changes, and a new Fed chair. Federal Reserve officials are no stranger to difficult [...]

The U.S. may dodge a recession, but experts aren’t denying it: Something feels off.

Expect yields to continue trending downward in 2026.

Mortgage rates rose slightly this week with the news of the war in Iran.

Bankrate analysts and others weigh in on what to expect for mortgage rates in March.

Mortgage rates this week remain near a low not seen since 2022.

Mortgage rates fell again this week to a low not seen since 2022.

Mortgage rates fell this week to lows not seen since 2022.

Mortgage rates rose this week, but they’re still near lows not seen in three years.

The Federal Reserve’s decisions have ripple effects, including for mortgages.

Despite the Fed holding steady, mortgage rates dropped this week.

View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

Here’s how to get more out of your credit card while traveling.

Your credit card might not work in a foreign country. Here are some tips when traveling.

A credit card can be a good financial tool. When should you get one?

Regardless of the amount, spending beyond your credit limit is generally a bad idea.

Those who apply for a Southwest card for a limited time can earn a Companion Pass by meeting the welcome bonus requirement.

American credit card balances rose to $1.13 trillion in the last quarter of 2023

Learn more about the card’s fees, features and more.

Marklyn Johnson drove to the grocery store in March 2025 with her boyfriend and 5-month-old son. They needed groceries, and welcomed a warm indoor diversion on a cold Connecticut winter day.  As they [...]

This is a story about a predatory loan that can ensnare you in a matter of hours and lead to crushing debt — and perhaps wrecked credit — that can span years. It’s also a story about how it’s all [...]

Auto rates will likely not decrease this year. Consider how to still save.

The Federal Reserve held rates steady at its January 2026 meeting.

In 2025, rates remain high amid economic uncertainty.

Access to credit is tightening — here’s what it means for you.

Here’s what’s driving the rise in missed payments and what this says about the financial health of U.S. consumers and the road ahead for the economy.

Since you likely didn’t have a federal student loan payment due for about five years, it’s understandable that your on-ramp to repayment might not have been a straight shot. You’d even be forgiven [...]

A teen driver could add thousands to your annual car insurance bill, and a little-known industry quirk could push it even higher.

Let’s break down three myths I see come up frequently in my day-to-day as an adjuster.

Insurance is the priciest hidden cost of car ownership.

Home insurance takes center stage in real estate deals.

Extreme weather puts more than a quarter of all U.S. homes at risk.

Experts say that 2024 saw record insurance shopping, even among loyal customers.

Could you be overpaying for insurance? Maybe! Here’s what to do about it.

Could you pay your deductible if you had an insurance claim?