Bankrate's Latest News

Here are a few reasons why crypto prices are falling and what you need to know. 

Borrowers with lower credit scores and higher debt loads are relying on BNPL.

The bottom line? Don’t let emotions guide your financial decision-making.

The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.

They’re courting new borrowers with innovative features and looser criteria.

Many recent political developments are affecting Americans’ wallets, and there are plenty of unknowns still up in the air.

Times are tough for homebuyers, but first-generation buyers face even steeper hurdles.

Changes in the government may have an impact on student loans, but borrowers can take action to protect themselves.

Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.

Experian’s new savings account has a yield based on membership tier and no minimum deposit.

A majority (81%) of Americans did not increase their emergency savings this year

The big question: How long will the Fed be on hold?

Every financial decision you make is impacted by the Federal Reserve.

A complicated U.S. economy. Stubborn inflation and a jobless boom. Unprecedented conflict with the president. Personnel changes, and a new Fed chair. Federal Reserve officials are no stranger to difficult [...]

Expect yields to continue trending downward in 2026.

You can find a CD account that significantly out-earns the national average if you shop around among banks.

Mortgage rates jumped again this week as the war in Iran disrupts markets.

Housing experts weigh in on what to expect for mortgage rates in May.

Mortgage rates jumped again this week as the war in Iran disrupts markets.

The Federal Reserve’s decisions have ripple effects, including for mortgages.

Mirian Fuentes has big plans for her future.  The 30-year-old Mexican-American has been dating her partner, Andres, since 2024, and knew early on that he was “the one.” The couple dreams of getting [...]

Homebuyers often focus on home prices and mortgage rates when thinking about affordability. But for millions of homeowners, another housing cost is creeping higher and quietly reshaping the math: homeowners [...]

Kelly and Stephen Auslander had something millions of people want: a mortgage rate below 3%. 2.375% to be exact. But they gave it up. Why? The biggest reason was space. Their first home was a small townhome, [...]

Mortgage rates rose again this week, despite the Fed holding steady.

View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

Here’s how to get more out of your credit card while traveling.

Your credit card might not work in a foreign country. Here are some tips when traveling.

A credit card can be a good financial tool. When should you get one?

Regardless of the amount, spending beyond your credit limit is generally a bad idea.

Those who apply for a Southwest card for a limited time can earn a Companion Pass by meeting the welcome bonus requirement.

American credit card balances rose to $1.13 trillion in the last quarter of 2023

Learn more about the card’s fees, features and more.

Access to credit is tightening — here’s what it means for you.

The Federal Reserve held rates steady at its January 2026 meeting.

Auto rates will likely not decrease this year. Consider how to still save.

Marklyn Johnson drove to the grocery store in March 2025 with her boyfriend and 5-month-old son. They needed groceries, and welcomed a warm indoor diversion on a cold Connecticut winter day.  As they [...]

This is a story about a predatory loan that can ensnare you in a matter of hours and lead to crushing debt — and perhaps wrecked credit — that can span years. It’s also a story about how it’s all [...]

In 2025, rates remain high amid economic uncertainty.

Here’s what’s driving the rise in missed payments and what this says about the financial health of U.S. consumers and the road ahead for the economy.

Since you likely didn’t have a federal student loan payment due for about five years, it’s understandable that your on-ramp to repayment might not have been a straight shot. You’d even be forgiven [...]

Confusing policy language, rising construction costs and lengthy claim resolution timelines can leave families scrambling — even when they thought they were fully covered. “It looks like a dollhouse,” [...]

A teen driver could add thousands to your annual car insurance bill, and a little-known industry quirk could push it even higher.

Let’s break down three myths I see come up frequently in my day-to-day as an adjuster.

Insurance is the priciest hidden cost of car ownership.

Home insurance takes center stage in real estate deals.

Extreme weather puts more than a quarter of all U.S. homes at risk.

Experts say that 2024 saw record insurance shopping, even among loyal customers.

Could you be overpaying for insurance? Maybe! Here’s what to do about it.