Retirement

Get the latest information on individual retirement accounts, 401(k) plans and other retirement strategies.

Retirement Basics

How to open a Roth IRA

The sooner you open a Roth IRA, the sooner you can start growing your tax-free retirement portfolio. Here are 5 easy steps to get started.

10 min read

What is a Roth IRA?

Here’s what you need to know about Roth IRAs, including contribution and income limits, and all the perks that make the Roth IRA so popular.

6 min read

IRA minimum distribution table

If you’ve reached age 73, you must start taking RMDs. Use this table as a guide.

3 min read

Bankrate Retirement Savings Report

Many Americans are worried they won’t get their full Social Security benefits.

10 min read

Latest Articles

SIMPLE 401(k): A guide to get started

Work at a small business? You may be able to boost your retirement savings with a SIMPLE 401(k).

5 min read Sep 12, 2024
How annuities are impacted by interest rate cuts

Interest rates are important to consider when purchasing an annuity.

6 min read Sep 11, 2024
How to set up your 401(k)

This step-by-step guide will teach you how to set up your 401(k) and choose your investments wisely.

4 min read Sep 04, 2024
How much should you contribute to your 401(k)?

The amount may differ based on your age and current financial circumstances. Here’s what you need to know.

3 min read Aug 30, 2024
5 ways you can lose your Social Security benefits

Here are five ways you can lose your Social Security benefits and what to watch.

3 min read Aug 23, 2024
Delaware is the best state to retire in: Here’s why it won Bankrate’s top honors in 2024

Affordability, well-being and weather were key to Delaware taking the top spot.

6 min read Jul 24, 2024
What are pension annuities?

Turn your pension into regular income for life with a pension annuity.

7 min read Jul 22, 2024
Social Security special minimum benefit: What it is and how much it pays

The special minimum benefit provides a crucial safety net for those who qualify.

3 min read Jul 18, 2024
How do pensions work?

Does your employer offer a pension plan? Learn how they work and what to look for.

4 min read Jul 18, 2024
What is a will and how does it work?

Dying without a will can lead to a lengthy and potentially messy legal process.

6 min read Jun 20, 2024