Retirement

Get the latest information on individual retirement accounts, 401(k) plans and other retirement strategies.

Retirement Basics

How to open a Roth IRA

The sooner you open a Roth IRA, the sooner you can start growing your tax-free retirement portfolio. Here are 5 easy steps to get started.

What is a Roth IRA?

Here’s what you need to know about Roth IRAs, including contribution and income limits, and all the perks that make the Roth IRA so popular.

IRA minimum distribution table

If you’ve reached age 73, you must start taking RMDs. Use this table as a guide.

Bankrate Retirement Savings Report

Many Americans are worried they won’t get their full Social Security benefits.

Editor's Picks

Latest Articles

Social Security payments to climb 3.2% in 2024 after COLA increase

The 2024 COLA returns the series of annual adjustments to a more normal level.

2 min read Oct 12, 2023
Survey: 22% of Americans haven’t contributed to their retirement savings in the last year

How Americans save for retirement and tips on meeting your retirement goals.

5 min read Sep 28, 2023
Survey: 56% of Americans feel behind on saving for retirement

Workers say they need $5 million on average to retire, but will they save that much?

8 min read Sep 25, 2023
1 in 6 retirees are considering returning to work: How remote work can help

Remote work can help make the transition back to work seamless.

5 min read Sep 04, 2023
Nondeductible IRAs: How they often become backdoor Roth conversions

The nondeductible IRA is just a stop on the way to converting funds into a Roth IRA, via a “backdoor Roth IRA.”

3 min read Aug 03, 2023
How lawmakers propose easing Social Security funding concerns

While there’s still time to adjust funding for the program, it’s going to require major work and the cooperation of Washington lawmakers.

4 min read May 25, 2023
What is the Thrift Savings Plan (TSP) and how does it work?

If you work for the federal government or serve in the military, you’ll want to know more about the TSP.

4 min read Jan 25, 2023
Nearly 1 in 3 Gen Z workers are not actively saving for retirement, and it could be a half-million-dollar mistake

A top financial regret is not saving enough for retirement, with 19 percent of Americans citing it.

5 min read Dec 05, 2022
2022 midterm elections and your retirement: How to stay financially prepared for policy changes

Here’s what those planning for retirement need to pay attention to.

7 min read Nov 08, 2022
Social Security payments to soar 8.7% in 2023 after highest COLA increase in 40 years

The jump follows last year’s large increase of 5.9 percent, and it’s the largest boost since 1981.

2 min read Oct 13, 2022

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